AESPECIALTY.COM - HOME
  home > Legal Notices


Home
About Us
Products
Find An Agent
Report a Claim
Risk Control Services
Legal
   Privacy Policy
   Compensation Disclosure
   Company Licenses
   California Disclaimer
Contact Us

Click here to start the survey Northland Insurance

Truck Insurance

Legal Notices

Notice
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy issued by American Equity Specialty Insurance Company. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law. Availability of coverage referenced in this document can depend on our underwriting qualifications and state regulations.

Please read the following terms and conditions carefully. The terms and conditions of this disclaimer may be revised from time to time and it is the website user's obligation to read these terms and conditions. By accessing this site you agree to be bound by these terms and conditions.

Laws and Regulations
Access to and use of this website is subject to applicable federal, state and local laws and regulations.

Copyright
The content of this website is protected by copyright. All rights in the pages, site content and arrangement are owned by American Equity Specialty Insurance Company Insurance and its subsidiaries or their licensors, if any. Website users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works of or using any website content for commercial or public purposes.

Trademarks and Service Marks
Trademarks, service marks and logos displayed on this website are either the property of American Equity Specialty Insurance Company Insurance and its subsidiaries or affiliates, or licensors, if any. Website users are prohibited from using any of the trademarks, service marks and logos without the prior written consent of American Equity Specialty Insurance Company Insurance, its subsidiaries/affiliates, or the third party owners.

No Warranties
American Equity Specialty Insurance Company Insurance and its subsidiaries expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with any website user's access to or use of the site, whether or not American Equity Specialty Insurance Company Insurance and its subsidiaries were aware of the possibility of such damages.

Limitation of Liability
All information on this website, including but not limited to graphics, text and links to other websites, is provided "as is" and is subject to change without prior notice. Such information is provided without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and freedom from computer viruses or similar disabling devices.

Information on this website may include references to products or services not offered in your state or country or not available for purchase over the Internet in your state or country. Such references do not imply that American Equity Specialty Insurance Company Insurance and its subsidiaries will make those products or services available in your state or country.

The information contained on this website is not an offer to sell or a solicitation to buy any security or any insurance product. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction.

American Equity Specialty Insurance Company Insurance and its subsidiaries do not warrant the adequacy, accuracy or completeness of any information on this website and expressly disclaim any liability for errors or omissions therein. Website users are responsible for evaluating the accuracy, completeness or usefulness of any information, advice or other content available on this website. Other than as required by applicable consumer protection law or insurance law, under no circumstances will American Equity Specialty Insurance Company Insurance or its subsidiaries be liable for any loss that you incur as a result of your reliance on information obtained through this website.

Linked Internet Sites
American Equity Specialty Insurance Company Insurance and its subsidiaries are not responsible for the content of any other Internet sites linked to this website. A link to another site does not imply that American Equity Specialty Insurance Company Insurance or its subsidiaries endorse that site or any products or services that it describes. Users of this website who access and/or use any other Internet sites linked to or from this website is at the users own risk and American Equity Specialty Insurance Company Insurance and its subsidiaries do not assume any obligation or liability in connection therewith.

Communications/Materials Transmitted From Website Users
The substance of any communication, including but not limited to ideas or suggestions, transmitted to this website via electronic mail or otherwise by any website user will be treated as nonconfidential and nonproprietary and will become the property of American Equity Specialty Insurance Company. Such information may be used by American Equity Specialty Insurance Company for any purpose, including but not limited to, marketing, disclosure and posting. If there is any information that a website user would not want disclosed, such information should not be transmitted to this website.

Privacy Policy

Privacy Of Personal Identifiable Information Submitted to Website
We do not give or sell our customers' personal information to others for marketing purposes. You don't have to ask us to keep your information private because we do not give your information, unless allowed.


Producer Compensation Disclosure

American Equity Specialty Insurance Company makes its insurance products available primarily through independent wholesale general agents. We call these independent wholesale general agents “program managers.” Program managers are not employees of American Equity Specialty, but rather independent businesses. However, program managers may receive compensation from us for placing your insurance with American Equity Specialty. This is an overview of how we compensate program managers.

We design our compensation system to encourage program managers to sell our products, assist us in evaluating risks and maintain a volume of profitable business with us. Our compensation is comprised of a basic commission program.

We generally pay program managers a fixed commission for business placed with us. We pay commission on new and renewal policies. This commission is usually a fixed percentage of the premium a policyholder pays. The percentage varies according to factors such as the type of business, type of risk and the state where a risk is located.

California Disclaimer
American Equity Specialty Insurance Company is licensed in California. This company is domiciled in California and has its principal place of business in St. Paul, Minnesota. The California certificate of authority number for American Equity Specialty Insurance Company is 07536.

Company Licenses
American Equity Specialty Insurance Company is licensed in all states (including D.C.) except: AL, AK, AZ, DE, LA, MA, NH, NJ, NM, NY, NC


Additional Information
If you would like additional information regarding compensation arrangements applicable to your account, please contact your agent or broker directly.

Please Also Read The Travelers Companies, Inc Privacy Statements

©  Northland Insurance.
©  The Travelers Companies, Inc.